TERMS OF USE

Jonathan Poland Online LLC (referred to herein as "Jonathan Poland Online", “we” or “us”) is an online strategic publisher founded by Jonathan D. Poland. Since 2001, he has helped both individuals and institutions produce substantially higher levels of wealth and prosperity and has had an online pressence since 2004. Jonathan Poland Online and its Affiliates (defined below) provide certain free and paid for training, educational, and market information services through its web site located at www.jonathanpoland.com (the "Site") and via email, text or other delivery methods (“Services”).

ALL SALES ARE FINAL AND THERE WILL BE NO REFUNDS ISSUED REGARDLESS OF CIRCUMSTANCES. BE SURE YOU ARE SERIOUS ABOUT FOLLOWING JONATHAN POLAND ONLINE'S IDEAS AND STRATEGIES BEFORE YOU SUBSCRIBE.

In consideration of Jonathan Poland Online (or any of its Affiliates) providing, or continuing to provide, you (you may be referred to herein as “you” or “user”) with access to the Site and the Services, you hereby agree that your use of this Site and any Service shall be expressly pursuant to and conditioned upon your agreement to the following Terms of Use (“Terms”).

Disclosures & Disclaimers:

By accessing Jonathan Poland Online you acknowledge that:

You hereby acknowledge and agree that:

a. Neither Jonathan Poland Online nor any of its owners, directors, officers, employees, agents, independent contractors or affiliates (collectively “Affiliates”) are registered as an investment adviser. Rather, Jonathan Poland and its Affiliates rely upon the "publisher's exclusion" from the definition of "investment adviser" as provided under Section 202(a)(11) of the Investment Advisers Act of 1940 and corresponding state securities laws. The Site and Services are bona fide publications of general and regular circulation offering impersonalized investment-related information to users and/or prospective users (e.g., not tailored to the specific investment needs of current and/or prospective users). To the extent any of the content published as part of the Site or Services may be deemed to be investment advice, such information is impersonal and not tailored to the investment needs of any specific person.

b. Jonathan Poland Online will not evaluate your individual financial condition, investment portfolio, investment experience, age, income, tax bracket, risk tolerance, investment objectives or other similar factors (referred to as “Individual Financial Requirements”).

c. The Site and Services are currently limited to the dissemination of impersonal investment-related information pertaining to Jonathan Poland Online's proprietary analyses, together with access to additional impersonal investment-related information and links. By its nature, this analysis does not contemplate the user’s Individual Financial Requirements.

d. The Site and Services do not offer and users do not receive initial or ongoing individual personalized investment advice, investment reporting, investment supervisory or investment management services, nor the ongoing review or monitoring of the user's individual investment portfolio. Rather, the Site and Services are designed solely to provide users with a method to identify and evaluate potential trends and obtain information on market analysis, current events, trade methodology, and other related information. Therefore, each user hereby agrees that use of the Site or any Service is not a substitute for ongoing individual personalized advice from an investment professional of the user's choosing.

e. Each user hereby agrees that he/she/it should independently evaluate and determine whether to act upon any information provided through the Site or Services (including without limitation, individual “picks”, recommendations or trends) based on the user’s Individual Financial Requirements. Further, each user hereby acknowledges that neither Jonathan Poland Online nor any of its Affiliates will advise you personally concerning the nature, potential or suitability of any particular trend, security, portfolio of securities, transaction, investment strategy or other similar matter.

f. Certain portions of the Site and certain Services (i.e. newsletters, articles, commentaries, etc.) may contain a discussion of, and/or provide access to, positions of Jonathan Poland Online or its Affiliates and/or their “picks” or recommendations. Due to various factors, including, but not limited to, changing market conditions, such position, discussion, pick or recommendation may only be valid for a specific moment in time (day, hour, minute or tick of the tape). Thus, each user hereby agrees to independently evaluate and determine whether to act upon any such information. Moreover, no user or prospective user should assume that any such discussion serves as the receipt of, or a substitute for, individual personalized advice from an investment professional of his/her/its choosing.

g. You acknowledge that news, information and performance data available through the Site or any Service is supplied by sources believed to be reliable but that Jonathan Poland Online undertakes no responsibility to verify the accuracy or completeness of such information or to update such information. Further, the Site or Services may contain ideas, recommendations, opinions, news or information which are incomplete or dated. As markets change continuously, previously published trends, recommendations, news information and data may not be current and should not be relied upon.

h. To the extent that the Site or any Service contains a “model portfolio”, such model portfolio is to be construed as developed based upon a particular investment strategy but not developed for any user’s Individual Financial Requirements. Further, the actual results of the portfolio, as well as a user’s actual results may differ substantially from the stated investment strategy.

i. Past performance may not be indicative of future results. Therefore, no current or prospective user should assume that the future performance of any idea, pick, recommendation, specific investment, investment strategy, product or service made or referenced directly or indirectly through the Site or Services will be profitable or otherwise provide equal historical or anticipated performance level(s).

j. Different types of securities and investments involve varying degrees of risk, and there can be no assurance that any specific trend, security, investment or investment strategy referenced directly or indirectly through the Site or Services will be suitable for a user's and/or prospective user's investment portfolio.

k. You acknowledge and agree that the Site and Services may contain picks, recommendations or opinions that may be different from those obtained through other portions of the Site or other Services and that Jonathan Poland Online or its Affiliates and third party service providers may, from time to time, have long and short positions in, or buy or sell the securities, or derivatives thereof, of companies referenced through the Site or Services and may take positions inconsistent with the views expressed through the Site or Services.

l. The actual results of any alert, pick, recommendation, investment or investment strategy will vary depending on execution time, speed and quality, market liquidity, commissions and other fees, and general market conditions and volatility.

m. Jonathan Poland Online and its Affiliates do not posses and do not desire any material non-public information regarding any company. Such information will not be provided or accepted by Jonathan Poland Online or any of its Affiliates.

n. Jonathan Poland and its Affiliates do not offer or provide investment implementation services.

o. The Site and Services do not establish a fiduciary relationship.

p. The publication of the Site or Services should not be construed by any user and/or prospective user as a solicitation to effect, or attempt to effect transactions in securities by any person or entity.

Disclaimer of Warranties:

The Site, Services, and any content, product, news, pick, recommendation, information or other data or service contained or referenced therein, or accessed through the Site or Service, is provided "as is" and without representations or warranties of any kind, either express or implied. To the fullest extent permissible pursuant to applicable law, Jonathan Poland Online and its Affiliates disclaim all warranties, express, implied or statutory, including, but not limited to, implied warranties of title, non-infringement, merchantability, and fitness for a particular purpose, and all warranties relating to the adequacy, accuracy or completeness of any information available through the Site or any Service.

Jonathan Poland Online and its Affiliates do not warrant that your use of the Site or Services will be uninterrupted, error-free, or secure, that defects will be corrected, or that the Site or Services are free of viruses or other harmful components. You acknowledge that you are responsible for obtaining and maintaining all telephone, computer hardware and other equipment needed to access and use Site and Services, and all charges related thereto. You assume complete and ultimate responsibility (and acknowledge and accept all risks) for your use of the Site and/or Services and your reliance on any trends, picks, recommendations, news or other information directly or indirectly provided. No opinion, advice, or statement of Jonathan Poland Online or any of its Affiliates, whether made on the Site or as part of any Service or otherwise, shall create any warranty. You use of the Site and Services, and the trends, picks, recommendations and other information and materials provided is entirely at your own risk.

Disclaimer of Warranties:

You expressly acknowledge that alerts, picks, recommendations and other information and materials available through the Services may contain inaccuracies or errors, or materials that violate the Terms and that unauthorized alterations could be made to the content available through the Site or Services by third parties. Although we attempt to ensure the integrity of the Site and Services, we make no guarantees as to the completeness or correctness of the Site or Services. Thus, you agree that, event when Jonathan Poland Online has had an opportunity to remove or correct such erroneous content, Jonathan Poland Online shall have no liability to you (or anyone claiming through you) based upon such erroneous content. Further, you agree that Jonathan Poland Online and its Affiliates shall not be liable for any delay or failure in performance resulting directly or indirectly from acts of nature, forces, or causes beyond its reasonable control, including, without limitation, Internet failures, computer equipment failures, telecommunication equipment failures, other equipment failures, electrical power failures, strikes, labor disputes, riots, insurrections, civil disturbances, shortages of labor or materials, fires, floods, storms, explosions, acts of God, war, governmental actions, orders of domestic or foreign courts or tribunals, or non-performance of third parties.

Indemnification

On behalf of yourself and your heirs, successor and assigns, you hereby agree to indemnify, defend and hold Jonathan Poland and its Affiliates harmless from and against any and all claims, damages, losses, costs (including reasonable attorneys' fees), or other expenses that arise directly or indirectly out of or from:

a. Your use of the Site or any Service;

b. Your decision to follow or act upon any alert, pick, recommendation or opinion received, contained or referenced in or through the Site or any Service or from any third party service provider;

c. Any inaccurate, incomplete or erroneous information received, contained or referenced in or through the Site or any Service, whether or not Jonathan Poland had an opportunity to remove or correct such information;

d.Your violation of these Terms; or

e.Your violation of any third party service provider terms, conditions and rules and/or the rights of any third party.

Limitation of Liability

On behalf of yourself and your heirs, successor and assigns, you hereby acknowledge and accept the limitations of the Site and Services, and agree, as a condition precedent to your access (or continued access) to the Site or Services, that neither Jonathan Poland Online nor its Affiliates shall be liable or responsible to you (or anyone claiming through you) for any indirect, incidental, consequential, special, exemplary, punitive or other damages under any legal or equitable theory (including without limitation, contract, tort negligence, strict liability, statute, regulation, rule or other theory) arising out of or relating in any way to the Site or any Service and/or any alert, pick, recommendation, news, information or other content, product or service received or obtained through the Site or any Service, including without limitation any product, service or content from any third party service provided. Your sole remedy for dissatisfaction with the Site or any Service is to stop using it. The sole and exclusive maximum liability to Jonathan Poland Online and/or any of its Affiliates in the aggregate for all damages, losses, and causes of action under any legal or equitable theory (including without limitation, contract, tort, negligence, strict liability, statute, regulation, rule or other theory) shall be the total amount actually paid Jonathan Poland Online, if any, for access to the Site or Services in the current calendar year in which the alleged damages were incurred.

Term and Termination

You acknowledge that the term of your use of the Site or any Service is “at will” in the sole discretion of Jonathan Poland Online. Accordingly, you hereby agree that Jonathan Poland Online may, without prior notice to you, terminate your access to and use of the Site or any Service, with or without cause.

Changes to the Terms of Use

You acknowledge and agree that Jonathan Poland Online may, in its sole discretion and without notice to you change the terms, conditions and/or restrictions contained in these Terms for your use of the Site and/or any Service. Such changes will be deemed effective five (5) business days from their posting on this “Terms of Use” web page. You may not be directly notified of any such change. Accordingly, you acknowledge and agree that it is your responsibility to review this Terms of Use page to determine if changes have been made and their affect on you. Your continued access or use of the Site or any Service after such change shall be deemed acceptance of such changes. You should check this Terms of use page frequently to see recent changes.

Other

The provision of this Site and all Services, and performance of all agreement and covenants required by these Terms shall be deemed to be made in the local principality of Jonathan Poland Online and governed by the laws of the State of Georgia without regard to its principals of conflict of laws. Accordingly, you hereby agree to submit to the personal and exclusive jurisdiction of the federal and state courts residing in the local jurisdiction for any and all claims arising from your use of the Site or any Service. Those users who access the Site or Services from another jurisdiction hereby waive any jurisdictional, venue, or inconvenient forum objections to such courts. Further, all users hereby waive the right to a trial by jury for any claims arising out of their access or use of the Site or any Service. We reserve the right to limit the availability of the Service to any person, geographic area, or jurisdiction we so desire, at any time and in our sole discretion, and to limit the quantities of any such service or product that we provide.

If any provision of these Terms is found to be unlawful, void, or for any reason unenforceable, then that provision shall be deemed modified only to the extent necessary to make such provision lawful and enforceable and if such provision cannot be so modified, severed from the Terms; provided that such modification or removal shall not affect the validity and enforceability of any remaining provisions. No waiver by either party of any breach or default hereunder shall be deemed to be a waiver of any preceding or subsequent breach or default. Any heading, caption or section title contained in the Terms is inserted only as a matter of convenience and in no way defines or explains any section or provision hereof.